How You Can Make Money On TikTok Acting Like A Financial Moron

OMG, y'all, we're sooooooo broke. 

By now, unless you've been in a coma from a bad wreck for the last three years, you've seen the financial dire straits videos that have become so popular on TikTok where it seems every Millennial makes $200k and has $250k in annual car payments, house payments and credit card payments to pay for five-week-long vacations per year so they can keep up their Facebook appearances with their fellow suburban moms. 

Let's meet The Blaisey Arnold on TikTok. She's making the viral rounds this week after someone noticed a video where this mom tells the world that her husband is driving a 2020 GMC Sierra 1500. Blaisey claims he paid $78,000 for the truck in 2022 at 14% APR. 

The payment per month: $1,600 for the truck.  

Meanwhile, Blaisey also lets the world know that she's paying $1,400 a month for a Chevy Tahoe that was financed for $84,000. 

Ah, but there's an update from these bozos. After paying $1,400 for three years, she'd paid off just $10,000 on the balance. "It blows my mind that I have paid $50,000 into this car and have only paid off $10,000 of the balance," Blaisey told her TikTok audience

Then she revealed that her new car is an Audi Q7 with 103k on the odometer!  

There's no need to do drugs when my brain can be stimulated by the financial morons that populate TikTok. In the video where Blaisey revealed she was getting rid of her Tahoe, she claimed this was her turning over a new leaf and noted how she no longer felt the urge to be materialistic. 

Then she went out and bought an Audi with 103k miles on it. Talk about a plot twist! Tell us more, Blaisey! 

What's up with all the ‘I’m such a financial moron' TikTok content? Well, it turns out it pays pretty well

Let me say that again: Financial illiterate TikTokers can pretend to be financial idiots, which will lead to hate views, which then leads to more clicks, which leads to money. Blaisey claimed on Easter Sunday that one of her recent videos bragging about being a financial idiot has made her nearly $4,000. 

Two videos = $4,000. 

"Use that money to pay your bills instead of repo," one commentor wrote. 

"I thought about that but probably won't lol," Blaisey fired back. 

And there you have it where on TikTok, the more you complain about making horrible financial decisions, the more likely it is that you'll make money. All you have to do is say how much your car payment costs you per month and you're set.  

Written by
Joe Kinsey is the Senior Director of Content of OutKick and the editor of the Morning Screencaps column that examines a variety of stories taking place in real America. Kinsey is also the founder of OutKick’s Thursday Night Mowing League, America’s largest virtual mowing league. Kinsey graduated from University of Toledo.